Back to Comparison Tool

Cartagena vs Panama City

Cost of Living, Safety & Expat Guide (2026)

Cartagena

Cartagena

Colombia

$1,410/mo6.8/10
Panama City

Panama City

Panama

$1,948/mo6.8/10

Detailed Comparison

Factor
Cartagena
Panama City
Winner
Total Monthly Cost
$1,410
$1,948
Cartagena
Rent (1BR)
$932
$1,320
Cartagena
Groceries
$300
$350
Cartagena
Transport
$50
$80
Cartagena
Healthcare
$100
$150
Cartagena
Safety Score
4.8/10
5.4/10
Panama City
Internet Speed
85 Mbps
120 Mbps
Panama City
NomadIQ Score
6.8/10
6.8/10
Tie

Overall Winner: Cartagena

Based on our comparison, Cartagena wins 5 out of 8 categories.Panama City wins 2 categories.

Which city is better for digital nomads?

For digital nomads choosing between Cartagena and Panama City, the answer depends on your priorities. Here's our analysis:

Best for Budget

Cartagena

$1,410/mo

Best Internet

Panama City

120 Mbps

Best NomadIQ Score

Panama City

6.8/10

Our Recommendation: Choose Cartagena if budget is your top priority, or Panama City if you need the fastest internet for remote work.

Digital Nomad Analysis: Cartagena vs Panama City

When comparing Cartagena and Panama City for digital nomads, several factors come into play.

Cost of Living: Cartagena offers a more affordable lifestyle at $1,410/month compared to Panama City's $1,948/month.

Internet & Remote Work: Panama City provides faster connectivity at 120 Mbps compared to Cartagena's 85 Mbps.

Safety: With a safety score of 5.4/10, Panama City offers better security than Cartagena (4.8/10).

Overall: Both cities score similarly on our NomadIQ scale at 6.8/10.

Cost of Living Comparison

Cartagena is 28% cheaper than Panama City.

  • • Cartagena rent: $932/mo
  • • Panama City rent: $1,320/mo
  • • Difference: $388/mo

Safety Comparison

Panama City has a higher safety score (5.4/10) compared to Cartagena (4.8/10).

4.8/10

Cartagena

5.4/10

Panama City

Digital Nomad Friendliness

For remote workers, internet speed is crucial. Panama City offers faster internet at 120 Mbps vs 85 Mbps.

85 Mbps

Cartagena

120 Mbps

Panama City

Which City Is Better for Expats?

Based on our analysis, Cartagena edges out as the better choice for expats, winning 5 of 8 comparison factors.

Cartagena: Best for budget-conscious expats

Panama City: Best for those prioritizing amenities

Frequently Asked Questions: Cartagena vs Panama City