Cartagena skyline - Colombia
Colombia

Living in Cartagena

Cost of Living, Safety & Expat Guide (2026)

NomadIQ

6.8/10

Monthly

$1,410

Safety

4.8/10

Country

Colombia

Monthly Cost

$1,410

Internet

85 Mbps

Safety

4.8/10

Rent (1BR)

$932

Living in Cartagena — Quick Take

Best for: Budget-conscious remote workers

Cost level: Budget-Friendly ($1,410/mo)

Main downside: Safety concerns in some areas

Quick Facts

Total Costs

$1,410/mo

Low
Security

4.8/10

Variable
WiFi Speed

85 Mbps

Fast
1BR Rent

$932

Mid-range
Local Wages

$403/mo

Residents

915K

Large
Updated for 2026Based on real cost data

Monthly Living Cost Breakdown

Rent (1 Bedroom)
$932
Rent (Family)
$1,575
Groceries
$300
Transport
$50
Healthcare
$100
Internet
$28
Estimated Total (Single)$1,410/mo

Who Is Cartagena For?

Remote professionalsGood fit

Infrastructure and costs align well with remote work lifestyles.

Budget-ConsciousStrong fit

At around $1,410/month, this is one of the more affordable options.

RetireesCould work

Reasonable living costs and safety make it viable for retirement.

Want more amenities? Krakow offers a higher standard.

Best Neighborhoods in Cartagena

4 neighborhoods rated for expats and digital nomads — El Centro tops the list at /10

Walled old town and UNESCO-listed core of Cartagena, filled with colonial architecture, lively plazas, historic landmarks, and upscale dining.

Neighborhood ratings based on expat livability, cost, and lifestyle fit. Data reflects current conditions in Cartagena, Colombia.

Pros and Cons of Living in Cartagena

Pros

  • Very affordable cost of living - ideal for budget-conscious expats
  • Adequate internet speed for most remote work needs

Cons

  • Safety concerns exist - research specific neighborhoods

Job & Income Overview

Avg Local Salary

$403/mo

Salary-to-Rent Ratio

0.4x

Housing costs are high relative to local wages. Remote income or savings help.

The average local salary doesn't fully cover typical expat expenses. Supplemental income is common.

Cost Insight

Neither cheap nor expensive, Cartagena offers a middle ground. Budgeting matters but isn't stressful.

Housing takes up most of your budget here—about 66% of total costs. The rest is relatively cheap.

That's 171% cheaper than Krakow at $3,823/month.

Common Questions About Cartagena

How much does it cost to live in Cartagena?

Around $1,410/month for a single person, covering rent, food, and basics. Lifestyle choices affect the final number.

Is Cartagena safe for expats?

Cartagena is variable by neighborhood with a 4.8/10 safety score. Standard precautions apply.

Is Cartagena good for remote workers?

With 85 Mbps average speeds, Cartagena is excellent for remote work. Coworking options exist.

How much is rent in Cartagena?

A 1-bedroom averages $932/month. Prices vary by neighborhood and proximity to center.

Calculate Your Cost in Cartagena

Get personalized estimates based on your lifestyle

Explore More About Cartagena

NomadIQ Score

6.8

out of 10

Good

Quick Stats

Safety Score

4.8/10

Internet Speed

85 Mbps

Monthly Cost

$1,410

Explore Similar Cities

Also in Colombia

Final Thoughts

Cartagena is a solid choice for those seeking a change of scenery looking to relocate abroad. With a monthly cost of living around $1,410, a safety score of 4.8/10, and internet speeds of 85 Mbps, the city offers a balanced package for international residents. Whether you're drawn by the culture, the cost savings, or the lifestyle opportunities, Cartagena deserves a spot on your shortlist. We recommend visiting for a few weeks before making a long-term commitment to ensure it aligns with your personal and professional needs.

Data sources include public cost-of-living datasets, user-reported data, and internal analysis. Last updated: August 2026.