Cost of Living, Safety & Expat Guide (2026)

Montenegro
Colombia
Based on our comparison, Budva wins 6 out of 8 categories.Cartagena wins 2 categories.
For digital nomads choosing between Budva and Cartagena, the answer depends on your priorities. Here's our analysis:
Best for Budget
Budva
$1,303/mo
Best Internet
Budva
90 Mbps
Best NomadIQ Score
Budva
7.3/10
Our Recommendation: Budva is the clear winner for digital nomads, offering both affordability and excellent nomad infrastructure.
When comparing Budva and Cartagena for digital nomads, several factors come into play.
Cost of Living: Budva offers a more affordable lifestyle at $1,303/month compared to Cartagena's $1,410/month.
Internet & Remote Work: Budva leads with 90 Mbps average internet speed, ideal for video calls and large file transfers. Cartagena offers 85 Mbps.
Safety: With a safety score of 7.4/10, Budva provides a more secure environment than Cartagena (4.8/10).
Overall: Budva earns a higher NomadIQ score of 7.3/10, making it slightly more suited for the digital nomad lifestyle.
Budva is 8% cheaper than Cartagena.
Budva has a higher safety score (7.4/10) compared to Cartagena (4.8/10).
7.4/10
Budva
4.8/10
Cartagena
For remote workers, internet speed is crucial. Budva offers faster internet at 90 Mbps vs 85 Mbps.
90 Mbps
Budva
85 Mbps
Cartagena
Based on our analysis, Budva edges out as the better choice for expats, winning 6 of 8 comparison factors.
Budva: Best for budget-conscious expats
Cartagena: Best for those prioritizing amenities
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