Iloilo skyline - Philippines
Philippines

Living in Iloilo

Cost of Living, Safety & Expat Guide (2026)

NomadIQ

7.2/10

Monthly

$612

Safety

6/10

Country

Philippines

Monthly Cost

$612

Internet

70 Mbps

Safety

6/10

Rent (1BR)

$276

Living in Iloilo — Quick Take

Best for: Budget travelers

Cost level: Low ($612/mo)

Main downside: Language barrier for newcomers

Quick Facts

Monthly Budget

$612/mo

Low
Security

6/10

Average
WiFi Speed

70 Mbps

Good
1BR Rent

$276

Cheap
Local Wages

$211/mo

Residents

457K

Mid-size
Updated for 2026Based on real cost data

Monthly Living Cost Breakdown

Rent (1 Bedroom)
$276
Rent (Family)
$1,168
Groceries
$219
Transport
$35
Healthcare
$55
Internet
$28
Estimated Total (Single)$612/mo

Who Is Iloilo For?

Remote workersGood fit

Most remote workers find the setup here manageable.

FamiliesWorth considering

Safety levels and housing options can accommodate families.

Budget-ConsciousStrong fit

At around $612/month, this is one of the more affordable options.

RetireesCould work

Reasonable living costs and safety make it viable for retirement.

Want more amenities? Nagoya offers a higher standard.

Best Neighborhoods in Iloilo

4 neighborhoods rated for expats and digital nomads — Jaro tops the list at /10

One of the oldest districts in Iloilo, Jaro is known for its historic churches, including the famous Jaro Cathedral, and its laid-back residential atmosphere. It combines heritage, local markets, and everyday convenience, making it ideal for those who appreciate culture and a slower pace of life.

Neighborhood ratings based on expat livability, cost, and lifestyle fit. Data reflects current conditions in Iloilo, Philippines.

Pros and Cons of Living in Iloilo

Pros

  • Very affordable cost of living - ideal for budget-conscious expats
  • Generally safe for expats with normal precautions
  • Adequate internet speed for most remote work needs
  • Very affordable rent for 1-bedroom apartments

Cons

  • No major drawbacks identified based on available data

Job & Income Overview

Avg Local Salary

$211/mo

Salary-to-Rent Ratio

0.8x

Housing costs are high relative to local wages. Remote income or savings help.

The average local salary doesn't fully cover typical expat expenses. Supplemental income is common.

Cost Insight

Iloilo is one of the more affordable options for expats. Your money stretches further here.

That's 51% cheaper than Nagoya at $922/month.

Common Questions About Iloilo

How much does it cost to live in Iloilo?

Around $612/month for a single person, covering rent, food, and basics. Lifestyle choices affect the final number.

Is Iloilo safe for expats?

Iloilo is reasonably safe with normal precautions with a 6/10 safety score. Standard precautions apply.

Is Iloilo good for remote workers?

With 70 Mbps average speeds, Iloilo is adequate for most online work. Coworking options exist.

How much is rent in Iloilo?

A 1-bedroom averages $276/month. Prices vary by neighborhood and proximity to center.

Calculate Your Cost in Iloilo

Get personalized estimates based on your lifestyle

Explore More About Iloilo

NomadIQ Score

7.2

out of 10

Very Good

Quick Stats

Safety Score

6/10

Internet Speed

70 Mbps

Monthly Cost

$612

Explore Similar Cities

Also in Philippines

Final Thoughts

Iloilo is a solid choice for those seeking a change of scenery looking to relocate abroad. With a monthly cost of living around $612, a safety score of 6/10, and internet speeds of 70 Mbps, the city offers a balanced package for international residents. Whether you're drawn by the culture, the cost savings, or the lifestyle opportunities, Iloilo deserves a spot on your shortlist. We recommend visiting for a few weeks before making a long-term commitment to ensure it aligns with your personal and professional needs.

Data sources include public cost-of-living datasets, user-reported data, and internal analysis. Last updated: August 2026.