Complete Guide for Expats and Digital Nomads
Montenegro is an emerging destination for digital nomads thanks to its beautiful Adriatic coastline, relatively low cost of living, and relaxed lifestyle. Cities like Kotor, Budva, and Podgorica attract remote workers looking for a European environment with Mediterranean weather and affordable living.
$1,082
Monthly Cost
7.1/10
Safety Score
8.5/10
Internet Quality
6.9/10
NomadIQ Score
Special visa for remote workers and freelancers
For those with job offers from local employers
Long-term residence through investment or other means
Tourist Visa (90 days visa-free for many countries) Digital Nomad Visa (2 years residence permit) Temporary Residence Permit Work Visa Permanent Residence Permit
Visa Score: 7/10 - Easy visa process for most expats.
Is Montenegro a good place for expats?
$1,082
Average monthly cost for a single person
Budget-Friendly
Cost Category
5.3/10
Affordability Score
8/10
Value for Money
Tax Friendliness Score
Very tax-friendly for expats
Montenegro has a relatively simple tax system with personal income tax rates generally around 9–15%. The country also has a VAT system with a standard rate of 21%. Taxes are considered relatively moderate compared to most European countries.
Montenegro has a public healthcare system available to residents and workers. Private healthcare clinics are also common in major cities and provide faster service at relatively affordable prices.
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