Cost of Living, Safety & Expat Guide (2026)

Greece

Indonesia
Based on our comparison, Ubud wins 4 out of 8 categories.Heraklion wins 3 categories.
For digital nomads choosing between Heraklion and Ubud, the answer depends on your priorities. Here's our analysis:
Best for Budget
Ubud
$1,026/mo
Best Internet
Heraklion
110 Mbps
Best NomadIQ Score
Ubud
7.8/10
Our Recommendation: Ubud is the clear winner for digital nomads, offering both affordability and excellent nomad infrastructure.
When comparing Heraklion and Ubud for digital nomads, several factors come into play.
Cost of Living: Ubud is the more budget-friendly option at $1,026/month versus Heraklion's $1,198/month.
Internet & Remote Work: Heraklion leads with 110 Mbps average internet speed, ideal for video calls and large file transfers. Ubud offers 85 Mbps.
Safety: With a safety score of 7.3/10, Heraklion provides a more secure environment than Ubud (6.9/10).
Overall: Both cities score similarly on our NomadIQ scale at 7.8/10.
Ubud is 14% cheaper than Heraklion.
Heraklion has a higher safety score (7.3/10) compared to Ubud (6.9/10).
7.3/10
Heraklion
6.9/10
Ubud
For remote workers, internet speed is crucial. Heraklion offers faster internet at 110 Mbps vs 85 Mbps.
110 Mbps
Heraklion
85 Mbps
Ubud
Based on our analysis, Ubud edges out as the better choice for expats, winning 4 of 8 comparison factors.
Heraklion: Best for those prioritizing amenities
Ubud: Best for budget-conscious expats
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