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Cebu vs Ubud

Cost of Living, Safety & Expat Guide (2026)

Cebu

Cebu

Philippines

$927/mo7.7/10
Ubud

Ubud

Indonesia

$1,026/mo7.8/10

Detailed Comparison

Factor
Cebu
Ubud
Winner
Total Monthly Cost
$927
$1,026
Cebu
Rent (1BR)
$533
$575
Cebu
Groceries
$240
$260
Cebu
Transport
$35
$50
Cebu
Healthcare
$90
$120
Cebu
Safety Score
5.1/10
6.9/10
Ubud
Internet Speed
95 Mbps
85 Mbps
Cebu
NomadIQ Score
7.7/10
7.8/10
Ubud

Overall Winner: Cebu

Based on our comparison, Cebu wins 6 out of 8 categories.Ubud wins 2 categories.

Which city is better for digital nomads?

For digital nomads choosing between Cebu and Ubud, the answer depends on your priorities. Here's our analysis:

Best for Budget

Cebu

$927/mo

Best Internet

Cebu

95 Mbps

Best NomadIQ Score

Ubud

7.8/10

Our Recommendation: Choose Cebu if budget is your top priority, or Cebu if you need the fastest internet for remote work.

Digital Nomad Analysis: Cebu vs Ubud

When comparing Cebu and Ubud for digital nomads, several factors come into play.

Cost of Living: Cebu offers a more affordable lifestyle at $927/month compared to Ubud's $1,026/month.

Internet & Remote Work: Cebu leads with 95 Mbps average internet speed, ideal for video calls and large file transfers. Ubud offers 85 Mbps.

Safety: With a safety score of 6.9/10, Ubud offers better security than Cebu (5.1/10).

Overall: Ubud's NomadIQ score of 7.8/10 gives it an edge for remote workers.

Cost of Living Comparison

Cebu is 10% cheaper than Ubud.

  • • Cebu rent: $533/mo
  • • Ubud rent: $575/mo
  • • Difference: $43/mo

Safety Comparison

Ubud has a higher safety score (6.9/10) compared to Cebu (5.1/10).

5.1/10

Cebu

6.9/10

Ubud

Digital Nomad Friendliness

For remote workers, internet speed is crucial. Cebu offers faster internet at 95 Mbps vs 85 Mbps.

95 Mbps

Cebu

85 Mbps

Ubud

Which City Is Better for Expats?

Based on our analysis, Cebu edges out as the better choice for expats, winning 6 of 8 comparison factors.

Cebu: Best for budget-conscious expats

Ubud: Best for those prioritizing amenities

Frequently Asked Questions: Cebu vs Ubud