Cost of Living, Safety & Expat Guide (2026)

Philippines
Croatia
Based on our comparison, Cebu wins 6 out of 8 categories.Split wins 2 categories.
For digital nomads choosing between Cebu and Split, the answer depends on your priorities. Here's our analysis:
Best for Budget
Cebu
$927/mo
Best Internet
Split
140 Mbps
Best NomadIQ Score
Cebu
7.7/10
Our Recommendation: Cebu is the clear winner for digital nomads, offering both affordability and excellent nomad infrastructure.
When comparing Cebu and Split for digital nomads, several factors come into play.
Cost of Living: Cebu offers a more affordable lifestyle at $927/month compared to Split's $1,565/month.
Internet & Remote Work: Split provides faster connectivity at 140 Mbps compared to Cebu's 95 Mbps.
Safety: With a safety score of 7/10, Split offers better security than Cebu (5.1/10).
Overall: Cebu earns a higher NomadIQ score of 7.7/10, making it slightly more suited for the digital nomad lifestyle.
Cebu is 41% cheaper than Split.
Split has a higher safety score (7/10) compared to Cebu (5.1/10).
5.1/10
Cebu
7/10
Split
For remote workers, internet speed is crucial. Split offers faster internet at 140 Mbps vs 95 Mbps.
95 Mbps
Cebu
140 Mbps
Split
Based on our analysis, Cebu edges out as the better choice for expats, winning 6 of 8 comparison factors.
Cebu: Best for budget-conscious expats
Split: Best for those prioritizing amenities
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