Cost of Living, Safety & Expat Guide (2026)

Montenegro

Thailand
Based on our comparison, Koh Samui wins 4 out of 8 categories.Budva wins 3 categories.
For digital nomads choosing between Budva and Koh Samui, the answer depends on your priorities. Here's our analysis:
Best for Budget
Budva
$1,303/mo
Best Internet
Koh Samui
95 Mbps
Best NomadIQ Score
Koh Samui
7.5/10
Our Recommendation: Choose Budva if budget is your top priority, or Koh Samui if you need the fastest internet for remote work.
When comparing Budva and Koh Samui for digital nomads, several factors come into play.
Cost of Living: Budva offers a more affordable lifestyle at $1,303/month compared to Koh Samui's $1,325/month.
Internet & Remote Work: Koh Samui provides faster connectivity at 95 Mbps compared to Budva's 90 Mbps.
Safety: With a safety score of 7.4/10, both cities offer similar levels of security.
Overall: Koh Samui's NomadIQ score of 7.5/10 gives it an edge for remote workers.
Budva is 2% cheaper than Koh Samui.
Both cities have similar safety ratings.
7.4/10
Budva
7.4/10
Koh Samui
For remote workers, internet speed is crucial. Koh Samui offers faster internet at 95 Mbps vs 90 Mbps.
90 Mbps
Budva
95 Mbps
Koh Samui
Based on our analysis, Koh Samui edges out as the better choice for expats, winning 4 of 8 comparison factors.
Budva: Best for budget-conscious expats
Koh Samui: Best for those prioritizing amenities
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