Cost of Living, Safety & Expat Guide (2026)

Indonesia

Montenegro
Based on our comparison, Budva wins 4 out of 8 categories.Bali wins 3 categories.
For digital nomads choosing between Bali and Budva, the answer depends on your priorities. Here's our analysis:
Best for Budget
Budva
$1,303/mo
Best Internet
Bali
200 Mbps
Best NomadIQ Score
Budva
7.3/10
Our Recommendation: Budva is the clear winner for digital nomads, offering both affordability and excellent nomad infrastructure.
When comparing Bali and Budva for digital nomads, several factors come into play.
Cost of Living: Budva is the more budget-friendly option at $1,303/month versus Bali's $1,585/month.
Internet & Remote Work: Bali leads with 200 Mbps average internet speed, ideal for video calls and large file transfers. Budva offers 90 Mbps.
Safety: With a safety score of 7.4/10, Budva offers better security than Bali (4.9/10).
Overall: Both cities score similarly on our NomadIQ scale at 7.3/10.
Budva is 18% cheaper than Bali.
Budva has a higher safety score (7.4/10) compared to Bali (4.9/10).
4.9/10
Bali
7.4/10
Budva
For remote workers, internet speed is crucial. Bali offers faster internet at 200 Mbps vs 90 Mbps.
200 Mbps
Bali
90 Mbps
Budva
Based on our analysis, Budva edges out as the better choice for expats, winning 4 of 8 comparison factors.
Bali: Best for those prioritizing amenities
Budva: Best for budget-conscious expats
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