Cost of Living, Safety & Expat Guide (2026)

Philippines

Croatia
Based on our comparison, Baguio wins 7 out of 8 categories.Zadar wins 1 categories.
For digital nomads choosing between Baguio and Zadar, the answer depends on your priorities. Here's our analysis:
Best for Budget
Baguio
$711/mo
Best Internet
Zadar
120 Mbps
Best NomadIQ Score
Baguio
7.2/10
Our Recommendation: Baguio is the clear winner for digital nomads, offering both affordability and excellent nomad infrastructure.
When comparing Baguio and Zadar for digital nomads, several factors come into play.
Cost of Living: Baguio offers a more affordable lifestyle at $711/month compared to Zadar's $1,470/month.
Internet & Remote Work: Zadar provides faster connectivity at 120 Mbps compared to Baguio's 70 Mbps.
Safety: With a safety score of 6.6/10, Baguio provides a more secure environment than Zadar (5.9/10).
Overall: Baguio earns a higher NomadIQ score of 7.2/10, making it slightly more suited for the digital nomad lifestyle.
Baguio is 52% cheaper than Zadar.
Baguio has a higher safety score (6.6/10) compared to Zadar (5.9/10).
6.6/10
Baguio
5.9/10
Zadar
For remote workers, internet speed is crucial. Zadar offers faster internet at 120 Mbps vs 70 Mbps.
70 Mbps
Baguio
120 Mbps
Zadar
Based on our analysis, Baguio edges out as the better choice for expats, winning 7 of 8 comparison factors.
Baguio: Best for budget-conscious expats
Zadar: Best for those prioritizing amenities
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